At Signature Homes, we educate and help our clients make the best decisions to guarantee they get their dream home. With over 100 years’ experience spanning 4 decades helping thousands of buyers to find the right property, our Directors have simplified the process to just 7 SIMPLE STEPS to consider prior to starting your search.
SELL YOUR HOME FIRST (if you need to)
In our mind, there's no doubt - SELLING FIRST puts you in the strongest position to find and secure a property and helps you;
- Avoid selling under pressure.
- Achieve the best possible price.
- Be in a much stronger position to negotiate on the one you want.
FOCUS ON YOUR NEEDS AND NOT WHAT YOU WANT FROM THE PROPERTY
I often hear buyers say, “I’ve been looking on Rightmove but I can’t find anything!” That is why! Not all properties at the upper end of the market go on Rightmove or Zoopla.
We work closely with our buyers taking time to understand exactly what they need from their next home. This means as soon as we take on new properties we know exactly who will be interested in that home.
Building a relationship with your estate agent is vital! Allow them get to know you really well. Meet them for a coffee or pop into their offices for a relaxed chat. The more your agent knows what you need, the better they can help you.
An example of your list of WANTS may be:
- 4 Bedrooms minimum
- Double Garage
- 3 Acres of Land
- Must be in XYZ town
At Signature Homes, we look at your ‘WHY’. Your NEEDS list based on your ‘WHY’ might look like this instead:
- Open plan living space because we like to entertain
- We value our privacy
- Relevant school catchment area
- Parents will be living with us in 5 years so future proof for multi-generational living
- We are or will be running a business from home
It’s also worth widening your search radius. It is a fact that the upper end of the market has less properties in smaller geographical areas so ensure you have as much choice as possible by considering other locations. If the property meets your needs, then your dream home could be only few extra miles away.
HAVE FINANCIAL ARRANGEMENTS IN PLACE
Make sure you have your financial arrangements agreed before you start to look at properties. If you need a mortgage, start the arrangements. Work with a trusted financial advisor who if you are accepted will arrange a ‘mortgage agreement in principle certificate’ which supports you as a serious buyer!
If you have cash, prepare a letter from your bank/accountant or solicitor to show the estate agent when you offer. The agent has to check this and it will remain confidential.
USE RECOMMENDED SOLICITORS OR CONVEYANCERS
Look for recommended local solicitors who have the experience, the personal communication service and the desire to help you to reach your goal of buying your new home. A good relationship between your appointed legal representatives and your agent are vital for a swift sale and for any problem solving which may arise.
TAKE YOUR TIME TO VIEW
Everyone seems to be in a rush today… why? At Signature Homes, we understand how valuable your time is and that you may lead busy lives. We will always do our best to accommodate viewing appointments at a time that suits both yourself and the vendor. Have options, try and view with your NEEDS list at the ready so you feel confident they are met.
MAKING AN OFFER
Establish the seller’s circumstances and timeframes, check these work with your agent to ensure expectations are set from the start. Regular communication between all parties will reduce assumptions and avoid disappointment when an offer is made. Be clear with your offer, your reasons and your walkaway price! Be clear on why you need the property and be available to help answer any important questions in order to place you in a great position to be considered.
ESTABLISH A CLEAR PLAN WHEN YOUR OFFER IS ACCEPTED
One of the most important steps is to now progress from your offer being accepted to the day of completion with the clarity required to minimise levels of stress or uncertainty.
Instruct your solicitors as soon as possible by phone, or through their paperwork. Do this in the first few days of your purchase being agreed and ensure they have relevant funds to apply for local searches, which can take quite some time to be answered and one of the potential delays you can easily avoid.
Establish with your agent a good contact who can help progress matters with regular and accurate updates. Set clear time frames to work towards, managing expectations at the start is key to a more stress free transaction.
In summary, Signature Homes invest more time into the experience you receive throughout the WHOLE buying experience with clear communication so we exceed your expectations.
We have the following local independent business owners whom we trust and work with to help you feel more confident with the buying process;
- Mortgage Advisors
- Independent Financial Advisors